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10 years ago Nick Bennett was 18 years old, and a novice behind the wheel. 

On his way to work one morning he tried to overtake two cars - even though he
was partially blinded by the sun - and collided with a lorry. 

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Now Nick is backing a campaign by the Association of British Insurers to force
young motorists into getting more practice on the road, before being given a
full licence. 

He says it will prevent others from ending up like him.

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Insurers also want restrictions on the number of passengers that a newly
qualified driver can carry in a car for the first six months after passing, as
well as a ban on driving between 11pm and 4am and a total ban on alcohol. 

Nick Starling from the ABI says the measures would actually provide a BENEFIT
to newly qualified motorists.

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But these drivers have mixed views.

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The ABI claims an 18-year-old driver is more than three times as likely to be
involved in a crash as a 48-year-old driver.

They say the issue has been "side stepped" for too long and that it's time for
Westminster to look at "meaningful reform".

[Total 01:49]