As the Bank of England's Governor demands a change in the culture of UK banking - the chief exec of Royal Bank of Scotland has become the latest boss to give up his bonus.

Stephen Hester says it would be "inappropriate" to take the extra money, after a computer glitch at RBS and NatWest left thousands without access to cash.

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Meanwhile - the City watchdog is still investigating the mis-selling of financial products which left small businesses facing crippling repayments.

Martin Wheatley from the Financial Services Authority says there were "serious failings":